Mai Norman · REALTOR®
Got a question? I usually respond within the hour.
Resources

Everything you need
before you need it.

Whether you're buying, selling, or just paying attention to the market — tools, guidance, and trusted partners all in one place.

Meet the Lenders Mortgage Calculator Home Value School Finder Buyer & Seller Guides
Trusted Lenders

Mortgage professionals
Mai trusts with her clients.

A good lender makes or breaks a transaction. These are the three Mai calls when it matters.

Preferred Lender
Chris Gregory

Mai's go-to lender for conventional and FHA transactions. Known for fast pre-approvals, clear communication, and showing up at closing on time — every time.

Mai's note: "I've sent clients to Chris for years. He's never missed a deadline and he'll actually pick up the phone."
Specialist — First-Time Buyers
Tammi Printz

Excellent with first-time buyers navigating FHA loans, down payment assistance programs, and Maryland-specific grant opportunities.

Particularly strong with MDHCD down payment assistance and Maryland Mortgage Program products.
Specialist — Conventional & Jumbo
Eric Halm

Strong across conventional, jumbo, and investment property financing. Reliable, detail-oriented, excellent at structuring offers competitively.

PHM Loans — consistent track record in Montgomery County transactions.
Buyer Tool

Mortgage Calculator

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$
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Estimated Monthly Payment
$3,582
Principal & interest only
Loan Amount$440,000
Down Payment %20%
Total Interest$448,576
Talk to Mai About Financing

* Estimate for illustration only. Does not include taxes, insurance, HOA or PMI.

Buyer Tool

Renting vs. Buying

🏢 Renting
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$
%
🏠 Buying
$
%
%
Shared Assumptions
%
$
$
%
%
%
Total Cost Over 5 Years
Renting
gone forever · paid to a landlord
vs
Buying
net cost · equity stays with you
Enter your numbers above.
🏢 Renting
Total paid to landlord
Equity / ownership built$0
What you walk away with$0
🏠 Buying
Monthly mortgage (P&I)
Closing costs (est. 3%)
Total property tax paid
Total maintenance paid
Total HOA paid
Home insurance paid
Home value at exit
Equity you walk away with
Down payment opportunity cost
Worried about the down payment?
Maryland Mortgage Program (MMP) offers down payment and closing cost assistance for qualifying buyers — you may need less than you think.
Text Tammi at First Home →
Talk to Mai About This

General estimate only — not financial advice. Excludes PMI, tax deductions, and selling costs.

Seller Tool

What's My Home Worth?

Get a data-driven estimate of your home's current market value — updated with real-time MLS data. Track it over time or use it as a starting point before we talk.

School Finder

Schools near your neighborhood.

Pick a neighborhood to browse nearby schools with GreatSchools ratings right here — plus a link to the full profile for reviews and test scores.

Choose a neighborhood above to see nearby schools.

Ratings sourced from GreatSchools.org · Verified May 2026 · Ratings are updated annually by GreatSchools. Always verify enrollment boundaries at MCPS or FCPS — boundaries vary by address, not just city.

Free Guides

Buyer & Seller Guides

Step-by-step roadmaps built for the Maryland market. Read online or download a free PDF — no fluff, just the facts you need.

🔑
·
Maryland Home Buyer's Guide
Pre-approval to keys — 6 steps
MoCo · Frederick · Smart Strategy
🏡
·
Maryland Home Seller's Guide
Pricing strategy to settlement — 7 steps
Sell for More · Less Stress · Data-Backed
🔗
INTERACTIVE GUIDE
Buying & Selling at the Same Time
5 strategies · Step-by-step process
Walk through at your own pace · No overwhelm
🗂️
INTERACTIVE PORTAL
Buyer Journey Portal
Checklists · Lenders · Tools
Track your progress · Stage by stage
🏡
INTERACTIVE PORTAL
Seller Journey Portal
Net Proceeds · Prep · Timeline
Step-by-step · From prep to close
🏖️
DEEP-DIVE GUIDE
Buying a Second Home
Financing · Tax Strategy · What Changes
Vacation homes · Investment · Smart moves
BUYER PERK
Free ADT Security Equipment
Mai's clients get free home security equipment at move-in. Protect your new home from day one.